DSCR Loans are based on the property’s Debt Service Coverage Ratio.
Unlike traditional banks, Truss offers Debt Service Coverage Ratio (DSCR) loans for investment property mortgages. The DSCR formula is simple: as long as the rental income covers your debt service, you’ll qualify. And you can get 30-year fixed-rate loans from $100,000 to $3,000,000. No personal income or tax returns needed, and you’ll never sign a 4506.
We even offer No ratio loans for situations where rental income doesn’t cover the debt.
Contact Truss to find out more and save points off of the hard money loans and high rates you're used to.