The Mortgage Lender & Broker for Loans Other Lenders said "No" To!
Your loan deserves a YES. Bring us the complicated scenario. We bring direct lending, have access to over 90 banks and green-light 81% of the loans that other lenders decline.
HELOC Loans
Access your home equity.
- Fund renovations or major expenses.
- Draw from an approved credit line.
- Explore options without tax returns.
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$474M+
Closed in 2025 -
1,351
Loans funded
Why business owners, investors and first-time borrowers choose Truss?
Shop 90+ Lenders
We search the best rate and terms that fit your situation
#2 Broker in US
Independently ranked by Scotsman Guide based in 2025
81% Approval rate
Most lenders decline 45% of all applications
FICO options starting at 500
Your credit score doesn’t tell your whole story. Explore mortgage options for scores as low as 500.
- Experts in difficult scenarios
- Hassle-free process
- Loan officers that actually listen and provide solutions
See what our clients say about us
Truss Financial Group did a great job handling our refi process. Gathering documents was easy and fast, which led to a quick decision. Marcus kept us updated and if challenged he found ways to manage things. We got a great rate and are using them again for our investment property.
Truss Financial Group did a great job handling our refi process. Gathering documents was easy and fast, which led to a quick decision. Marcus kept us updated and if challenged he found ways to manage things. We got a great rate and are using them again for our investment property.
Tyrone S.
Needed to refinance an inherited rental property out of state. We were concerned about proving income and revenue and Marshall was incredibly helpful through every stage. He made this a seamless process and we were funded in 30 days. They made this a very low stress process.
Needed to refinance an inherited rental property out of state. We were concerned about proving income and revenue and Marshall was incredibly helpful through every stage. He made this a seamless process and we were funded in 30 days. They made this a very low stress process.
Ed B.
Great service! I have several loans with Truss for my investment properties. Trust me, they will take care of you!
Great service! I have several loans with Truss for my investment properties. Trust me, they will take care of you!
Lisa R.
Excellent financial services for self employed individuals. Abrahim was great to work with.
Excellent financial services for self employed individuals. Abrahim was great to work with.
Rob G.
I did a refinance using bank statements. As a self employed individual, our W2 doesn't fully reflect our take in the business. The entire process was right around 30 days and was as painless as any large transaction can be.
I did a refinance using bank statements. As a self employed individual, our W2 doesn't fully reflect our take in the business. The entire process was right around 30 days and was as painless as any large transaction can be.
Reggie O.
Marshall was wonderful to work with and helped me immensely. I was able to get a no doc loan fast and easy. I had a unique situation and Marshall knew exactly how to handle my file.
Marshall was wonderful to work with and helped me immensely. I was able to get a no doc loan fast and easy. I had a unique situation and Marshall knew exactly how to handle my file.
Christopher W.
I am retired and do not have regular monthly income so I no longer qualify for traditional loan products. I am also tech illiterate. Delania took time to help me navigate the process in a way that best fit my needs.
I am retired and do not have regular monthly income so I no longer qualify for traditional loan products. I am also tech illiterate. Delania took time to help me navigate the process in a way that best fit my needs.
Sylvia L.
Marshall was kind, patient, polite and professional with me. We got a HELOC loan and in less than 15 days they were able to do the closing! It was a great experience!
Marshall was kind, patient, polite and professional with me. We got a HELOC loan and in less than 15 days they were able to do the closing! It was a great experience!
Marislea R.
Marshall was absolutely THE BEST mortgage loan officer I've ever dealt with and I have been a Real Estate Broker for 37 years! He is knowledgeable, professional, and prompt in communication.
Marshall was absolutely THE BEST mortgage loan officer I've ever dealt with and I have been a Real Estate Broker for 37 years! He is knowledgeable, professional, and prompt in communication.
Shelia S.
All the other lenders turned me down but Caesar was able to get me the HELOC I needed and saved me. It was fast and is already finished.
All the other lenders turned me down but Caesar was able to get me the HELOC I needed and saved me. It was fast and is already finished.
Ronny T.
I worked with Reza & Delania & they were very informative regarding my HELOC and the process was easy!
I worked with Reza & Delania & they were very informative regarding my HELOC and the process was easy!
Daniel R.
Working with Marshall and Betty was incredibly easy. They prequalified my loan so well that I had zero conditions on my approval, just needed insurance.
Working with Marshall and Betty was incredibly easy. They prequalified my loan so well that I had zero conditions on my approval, just needed insurance.
Austin H.
Very professional and easy to work with. Marshall got me preapproved quickly for my purchase and was helpful in finding the best options and rates.
Very professional and easy to work with. Marshall got me preapproved quickly for my purchase and was helpful in finding the best options and rates.
C. C D.
Marshall was amazing to work with - responsive, on top of all the details and super efficient. He made the whole process completely straightforward.
Marshall was amazing to work with - responsive, on top of all the details and super efficient. He made the whole process completely straightforward.
Nina D.
Heather made my first time home purchase an exciting and easy process. I am looking forward to using her in the future and so should you!
Heather made my first time home purchase an exciting and easy process. I am looking forward to using her in the future and so should you!
Brianna R.
I was extremely impressed by the rapid response from your team. I was guided and timely informed of each step of the process. Sincerely
I was extremely impressed by the rapid response from your team. I was guided and timely informed of each step of the process. Sincerely
Dones Godwins
Delania was able to provide the amount of money we required in a reasonable amount of time with reasonable broker fees and interest rate.
Also, they were able to handle my lien and I obtained the funds with perfect timing for my purposes
Delania was able to provide the amount of money we required in a reasonable amount of time with reasonable broker fees and interest rate.
Also, they were able to handle my lien and I obtained the funds with perfect timing for my purposes
Beverley H
The over all experience was good. Caesar would always respond in a timely manner, was patient explain anything I didn't understand. I enjoyed working with him very professional.
The video sent from management was also helpful. It kept my posted, and explained what to expect.
The over all experience was good. Caesar would always respond in a timely manner, was patient explain anything I didn't understand. I enjoyed working with him very professional.
The video sent from management was also helpful. It kept my posted, and explained what to expect.
GTI
Truss Financial was great to work with. They provided up to date information on my refinance and were able to close earlier than expected. I would definitely recommend Truss Financial.
Truss Financial was great to work with. They provided up to date information on my refinance and were able to close earlier than expected. I would definitely recommend Truss Financial.
Irving Castro
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How we compare with other lenders
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- Other brokers
- Big Banks
- Online lenders
- HELOCS approved in minutes, funded as fast as 3 days
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- Self-employed specialist
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- Creative loan structuring
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- Real human loan review
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- Flexible qualification paths
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- Investor-focused solutions
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- FICO options starting at 500
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- Loan officers trained to solve edge cases
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- Common-sense underwriting
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Every loan type, under one roof
We don't specialize in one loan product, we specialize in finding the right one for your situation.
HELOC
Self employed loans
Investor loans
Reverse mortgages
W2 Employees loans
Get the information you need to make confident decisions
Discover your borrowing power and plan your mortgage journey with knowledge on your side.
- No documents required
- No commitment needed
- No impact on your credit score