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4.8 130+ reviews

We specialize in turning loan obstacles into possibilities

Get more choices and more chances. We work with over 90 banks and green-light 80% of the loans that other lenders decline.

  • No documents required
  • No commitment
  • No impact on your credit score

We approve most applicants

For many, a home loan denial can feel like the end of a dream. With our flexible lending approach, we’re changing that narrative, helping more buyers secure the home they want.

Most lenders deny around 47% of applicants.*

We said "yes" to 81% of applicants in 2024.

*According to NAR - Mortgage Rates and Approval Rates in the Last 5 Years

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Take your pick of loans

Experience a clear, stress-free loan process with personalized service and expert guidance. Choose from a wide range of loan options, with fast closings in 10-14 days for traditional loans and an average of 36 days for our main loan products.

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Secure Competitive Rates

Save money over the life of your loan with great rates and reasonable fees that make homeownership and refinancing more affordable.

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Choose a Stress-free Process

Our application and approval processes are clear, quick, and hassle-free. We close traditional loans in 10-14 days or in 36 days on average for main loan products.

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Enjoy Freedom of Choice

We work with over 90 banks and approve 80% of the loans that others decline. Our wide variety of loan products means more options from you to choose from.

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Get Expert Guidance and Support

Our knowledgeable loan officers listen to you and understand your unique needs, leaving no question unanswered and no room for guesswork.

Ready to make your move?

Check out our competitive rates or get a personalized quote and discover how our tailored mortgage solutions can meet your unique needs.

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Check out the most competitive rates available for your mortgage needs.

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  • Easily compare loan options
Personalized Quotes
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Receive a tailored quote based on your unique financial scenario.

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  • Quick and easy process
  • Customized loan options

See what our clients say about us

We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.

First-Time Homebuyers' Delight

Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.

Robert F.

San Tan Valley, AZ, Software Engineer

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Great for Bank Statement Loans

I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.

Berj F.

Concord, CA, Business Owner

Personalized Service

"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."

Howard L.

CA, Real Estate Investor

Cash-Out Refinance Made Easy

Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.

RealEstateLady 1.

Sandy, OR, Real Estate Broker

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Exceptional for Self-Employed

After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.

Baird K.

New York, NY, Small Business Owner and Real Estate Investor

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Innovative Solutions for Self-Employed

Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.

Jason M.

Rancho Cucamonga, CA, Self-Employed Individual

Get the information you need to make confident decisions

Discover your borrowing power and plan your mortgage journey with knowledge on your side.

  • No documents required
  • No commitment
  • No impact on your credit score

Get a quote in 3 easy steps

Tell us what you want

Fill out our online form to help us understand your financial situation and loan needs.

We get to work for you

We review your info and look for competitive rates that match your specific goals.

You get a personalized quote

You’ll receive a customized rate quote that meets your unique profile.