
Discover the latest mortgage tips and insights
Explore our most recent blog posts to stay updated on the latest trends and changes in the mortgage industry.


HELOC Pros & Cons in 2025: The Difference and When It’s Actually Smart
When tapping into your home’s equity, it’s important to make sense of the Home Equity Line of Credit.
14 min

Mortgages for Freelancers & Gig Workers: Your Path to Home ownership
Can Gig Workers Get a Mortgage? Freelancers and gig workers can absolutely get a mortgage, and you h.
20 min
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Fannie Mae Asset Depletion Formula & Age 62 Rule (2025)
Fannie Mae asset depletion is a mortgage qualification method that allows you to use your savings an.
14 min
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Hard Money vs. Fix and Flip Loans: Choosing the Right Financial Option
As a real estate investor, it’s all too likely that you’ve encountered several different financing o.
12 min

Minimum Credit Score Needed for a Mortgage: What You Should Know
Key Takeaways 620 is the magic number for conventional loans, but FHA, VA, and USDA loans can offer .
28 min

Understanding Debt-to-Income (DTI) Ratio Requirements for Mortgages (2025)
Looking for a home loan in California, Texas, Florida, Arizona, or Washington and wondering whether .
14 min

Fannie Mae Asset Depletion Mortgage - Everything You Need to Know
Getting a mortgage can be difficult if you do not have a steady source of income. Maybe you’re retir.
19 min

Understanding Bill SB326: California Balcony Bill (2025-2026)
A rotted joist can look fine one day and fall apart the next. California’s Balcony Bill, the new law.
11 min
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