No Documentation (No Doc) Loans is designed for borrowers who cannot provide traditional income verification, such as tax returns or W-2s. Instead of relying on detailed income documentation, lenders may consider other factors such as credit score, assets, and equity in the property.
This loan type is ideal for self-employed individuals, investors, and others with non-traditional income sources. A No Doc loan typically comes with competitive rates and various term options, allowing borrowers to choose a loan structure that best suits their needs.
Loan Benefits
Simplified Documentation
Skip the hassle of gathering extensive paperwork and qualify without traditional income verification.
Competitive Rates
Benefit from attractive interest rates tailored to your financial profile.
Quick Approval
Enjoy a streamlined application process with faster approvals compared to conventional loans.
Eligibility Requirements
Good credit score (specific score requirements vary)
Proof of sufficient assets to cover down payment and closing costs
Equity in the property (for refinancing)
No significant recent financial issues (e.g., bankruptcies, foreclosures)
We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.
Excellent service for self-employed
Excellent financial services for self employed individuals. Abrahim was great to work with.
Rob G.
Bank statement refinance made easy
I did a refinance using bank statements. As a self employed individual, our W2 doesn't fully reflect our take in the business. The entire process was right around 30 days and was as painless as any large transaction can be.
Reggie O.
Fast no-doc loan for unique situation
Marshall was wonderful to work with and helped me immensely. I was able to get a no doc loan fast and easy. I had a unique situation and Marshall knew exactly how to handle my file.
Christopher W.
Perfect solution for retiree financing
I am retired and do not have regular monthly income so I no longer qualify for traditional loan products. I am also tech illiterate. Delania took time to help me navigate the process in a way that best fit my needs.
Sylvia L.
Small business owner finally approved
As a small business owner I was frustrated with my military banks when refinancing my home. Manases quoted me a great rate with cash out options. I closed faster than expected and everything he quoted came to pass.
Jason C.
Self-employed financing solution
We have a tricky time getting financing as we're self employed and they put in endless effort to help get us approved with the right loan product to fit our needs. They were extremely reliable and professional.
Aaron B.
Quick no-doc mortgage to keep family home
After my Mom passed, I needed a mortgage to buy my sister out and keep our family home. Other brokers said it wasn't possible but I filled out their short application and was approved with minimal hassle.
Kenneth T.
Self-employed refinance success
I am self-employed and needed to refinance my home. However, it was difficult to get a regular home loan due to large tax deductions. I am happy to receive Truss's Bank Statement Home Loan when traditional lenders turned me away.
James L.
Calm guidance through unique challenges
Marcus Myles was our mortgage partner and did a terrific job. Despite our unique challenges he was always there with a calm demeanor and good guidance. We greatly appreciate all of his efforts on our behalf.
Patrick W.
Cash-out refi for complex income situation
After struggling with other lenders, Paul made it easy to complete a cash-out refinance. As a small business owner, my income situation is complicated, but Paul guided me through the process with ease.
Baird K.
Deal saved at the last hour
With several small businesses, 4 different local offices couldn't help us. On the last hour before giving up, Marshall called and saved our deal. The entire process was seamless. He never once bat an eye at the complexities.
Jenn V.
Creative solutions for self-employed
Being self-employed makes getting a loan difficult, but Garrett found ways to overcome each hurdle. We had big challenges accessing our home equity, but they made it happen for us.
Jason M.
Get the information you need to make confident decisions
Discover your borrowing power and plan your mortgage journey with knowledge on your side.
.svg "Truss Financial Group"){kind=small}
.svg){kind=small}
.svg){kind=small}
.svg){kind=small}
%20(1).png)
