Get fast funding for your property investments with a Fix & Flip loan

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What is a Fix & Flip Loan?

A Fix & Flip loan is a short-term loan designed to cover both the purchase price and renovation costs of a property. Whether you're new to real estate or a seasoned flipper, a Fix & Flip loan gives you the cash flow you need to maximize your returns and grow your real estate portfolio.

This type of loan is ideal for real estate investors looking to buy, renovate, and sell properties, such as Single Family, Mixed Use, and Multi Family. Keep your project moving and turn properties into profit with fast approvals, flexible terms, and competitive rates.

Loan Benefits

Fast Approval

This type of loan offers quick financing that empowers you to move on your next deal without delays.

Flexible Terms

Make this loan work for you by customizing repayment options to suit your project timeline.

Covers Purchase & Renovations

Speed up your project and finance both the property and the necessary improvements under one loan.

Eligibility Requirements

A minimum credit score of 620
Property must be non-owner-occupied
A solid investment plan with renovation budget details
Experience in real estate preferred but not required
Minimum loan amount of $100,000
Proof of financial stability and ability to repay
No bankruptcy filings within the past two years

Start your Fix & Flip Loans Application

Frequently asked questions

How fast can I get approved for a Fix & Flip loan?

Approval times vary, but most of our clients receive loan approval within 7-10 business days, so you can start your project as soon as possible.

What’s the interest rate for Fix & Flip loans?

Rates are competitive and vary based on your credit score, experience, and project specifics. Reach out for a personalized quote today.

Can I finance both the purchase and the renovation costs?

Yes! Our Fix & Flip loans are designed to cover both the property purchase and the renovation expenses, streamlining your financing needs.

How long is the loan term?

Typical Fix & Flip loan terms range from 6 to 18 months, giving you ample time to complete renovations and sell the property.

What happens if I don’t sell the property within the loan term?

If you need more time, we offer extension options. Contact us in advance to discuss extending the loan term to avoid penalties.

See what our clients say about us

We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.

First-Time Homebuyers' Delight

Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.

Robert F.

San Tan Valley, AZ, Software Engineer

Great for Bank Statement Loans

I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.

Berj F.

Concord, CA, Business Owner

Personalized Service

"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."

Howard L.

CA, Real Estate Investor

Cash-Out Refinance Made Easy

Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.

RealEstateLady 1.

Sandy, OR, Real Estate Broker

Exceptional for Self-Employed

After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.

Baird K.

New York, NY, Small Business Owner and Real Estate Investor

Innovative Solutions for Self-Employed

Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.

Jason M.

Rancho Cucamonga, CA, Self-Employed Individual