Get fast funding for your property investments with Fix & Flip loans

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What is a Fix & Flip Loan?

A Fix & Flip loan is a short-term loan designed to cover both the purchase price and renovation costs of a property. Whether you're new to real estate or a seasoned flipper, Fix & Flip loans give you the cash flow you need to maximize your returns and grow your real estate portfolio.

This type of loan is ideal for real estate investors looking to buy, renovate, and sell properties, such as Single Family, Mixed Use, and Multi Family. Keep your project moving and turn properties into profit with fast approvals, flexible terms, and competitive rates.

Loan Benefits

Fast Approval

This type of loan offers quick financing that empowers you to move on your next deal without delays.

Flexible Terms

Make this loan work for you by customizing repayment options to suit your project timeline.

Covers Purchase & Renovations

Speed up your project and finance both the property and the necessary improvements under one loan.

Eligibility Requirements

A minimum credit score of 620
Property must be non-owner-occupied
A solid investment plan with renovation budget details
Experience in real estate preferred but not required
Minimum loan amount of $100,000
Proof of financial stability and ability to repay
No bankruptcy filings within the past two years

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Frequently asked questions

How fast can I get approved for a Fix & Flip loan?

Approval times vary, but most of our clients receive loan approval within 7-10 business days, so you can start your project as soon as possible.

What’s the interest rate for Fix & Flip loans?

Rates are competitive and vary based on your credit score, experience, and project specifics. Reach out for a personalized quote today.

Can I finance both the purchase and the renovation costs?

Yes! Our Fix & Flip loans are designed to cover both the property purchase and the renovation expenses, streamlining your financing needs.

How long is the loan term?

Typical Fix & Flip loan terms range from 6 to 18 months, giving you ample time to complete renovations and sell the property.

What happens if I don’t sell the property within the loan term?

If you need more time, we offer extension options. Contact us in advance to discuss extending the loan term to avoid penalties.

See what our clients say about us

We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.

Quick process & great rates

Truss Financial Group did a great job handling our refi process. Gathering documents was easy and fast, which led to a quick decision. Marcus kept us updated and if challenged he found ways to manage things. We got a great rate and are using them again for our investment property.

Tyrone S.

Seamless refinancing process

Needed to refinance an inherited rental property out of state. We were concerned about proving income and revenue and Marshall was incredibly helpful through every stage. He made this a seamless process and we were funded in 30 days. They made this a very low stress process.

Ed B.

Reliable investment property lender

Great service! I have several loans with Truss for my investment properties. Trust me, they will take care of you!

Lisa R.

Last hope for investment property

Working with Chris made my loan process easy because he always answered my questions. I told him he was my last hope to get a loan for an investment property. It was challenging but he was able to help me.

Nubia O.

Extraordinary DSCR loan support

The Truss team is the best and their customer/client care is extraordinary. They helped me with my DSCR loan and went above and beyond to get me to the finish line. I would give them 10 stars if I could.

Michael A.

Quick DSCR cash-out refinance

Truss helped us to do a DSCR cash out refi for our investment property. They are professional and super friendly. They offered the best rate and we were able to get funded within a month.

Leo M.

First-time investment property success

David went above and beyond during my loan process. He checked in with me almost daily. He made it possible for me to get a first-time investment home loan despite my odd financials through owning a small business.

William T.

Solution when other lenders failed

After two other lenders could not help, I tried Truss. The issue was properties with equity but strict stipulations for owning under an LLC. Paul found a solution and we got the ball rolling. Started mid-February and closed mid-April.

Lending Hands P.