From Tax Returns to Bank Statements: A Self-Employed Borrower’s Path to Mortgage Success
Introduction
For self-employed individuals, the journey to homeownership can often be more complex...
Navigating New Challenges: The Impact of New York's 2023 Laws on Short-Term Rental Investors
Introduction
In 2023, New York introduced new laws that significantly impacted the short-term...
How to Find the Best Bank Statement Mortgage Lenders
Introduction
Navigating the world of mortgages can be a complex and often daunting task, especially...
The Smart Way to Refinance: Asset Depletion Mortgages for High Net Worth Individuals
When it comes to refinancing and cashing out on their loans, wealthy individuals often have unique...
Why Self-Employed Individuals with High Credit Card Debt Should Consider a Cash-Out Refinance, Even at a Higher Mortgage Rate
Introduction
In the world of self-employment, financial flexibility is key. However, with this...
How Lenders Are Using AirDNA to Assess Rental Income Instead of Traditional 1004 Appraisals
In the ever-evolving landscape of property investments, the rise of innovative tools like AirDNA...
Beyond Conventional Loans: Exploring Profit and Loss and Bank Statement Mortgages for Business Owners
Introduction In the diverse world of mortgage lending, self-employed individuals and small business...
Bank Statement Mortgages vs. Stated Income Loans: Understanding the Impact of Dodd-Frank
The landscape of mortgage lending has undergone significant changes over the past few decades,...
More Common Than You Think: Bank Statement Loans
Looking for a loan but your W2 doesn’t reflect your actual wealth? Work for yourself or own a small...