The Nightmares on Loan Street: Volume 1
Real estate investments can be a wild ride. They offer a lot of risk, the potential for a lot of...
Understanding Debt to Income Ratio (DTI)
Is the terminology of the mortgage process making your head spin? If you’re out there looking at...
Stated Income Mortgages for the Self-Employed
If you are self-employed and looking for a mortgage, don’t get discouraged. There’s hope thanks to...
Can a self-employed person get a mortgage?
The mortgage process can be difficult. Like trying to interpret the movie Inception. By the time it...
what is a bank statement loan?
Back in high school, CliffsNotes were all the rage. They provided a summary of books so you got the...
Conventional Mortgage Alternative: Debt-Service Coverage Ratio (DSCR)
Here at A Nightmare on Loan Street Blog, we delve deep into the realm of alternative lending. That...
Investor Lending: The Debt Service Coverage Ratio Examples
Let’s chat about the Debt Service Coverage Ratio. First, it’s known on the streets as the DSCR, so...
Getting a mortgage while self-employed
You’ve been reading up on stated income mortgages, and the search results are not good. Your search...
proof of income for mortgage self employed
There are a lot of people out there seeking a mortgage that don’t qualify based on the documents...
Self-Employed Can Expect Less Paperwork for Mortgages
Picture this…it’s 2016, and you just finished watching Stranger Things. Whoa. Between the 80s...