Jumbo Mortgages

Super Jumbo Mortgages


Jumbo Estate
What is a Jumbo Loan and do you need one?

Rapidly rising home values in California’s hottest markets have made million-dollar Jumbo Mortgages and multi-million dollar Super Jumbo Mortgages surprisingly common. Qualifying for and closing high-dollar mortgages requires specialized lending experience, and Truss Financial is here to help. We make the process of qualifying and closing your loan fast, smooth and painless. And if, for any reason, you’re unable to qualify for a conventional mortgage, we offer a full range of alternative mortgage options at the lowest available rates.

Truss offers the widest variety of loans, rates and terms, including interest‑only, fixed and adjustable‑rate loans.

A Jumbo Mortgage sounds big, but it’s become standard.

Any home loan above the FHA lending limit (currently $822,375 in most California counties) or which doesn’t meet conventional guidelines, is likely to be labeled a Jumbo or Super Jumbo loan.
We'll help you find the ideal Jumbo loan at the lowest rates, even if your financial picture is unusual or more complex than traditional banks require. We are creative problem-solvers with the tools to get you approved with low rates and monthly payments you can afford.

Talk to a Truss loan officer and see how we make Jumbo Mortgages feel like “no big deal.” 


Proudly recognized as a Best Mortgage Lender for the self-employed and real estate investors

We offer a wide array of home loans for the self-employed, real estate investors and retirees. Conventional Jumbo and Super Jumbo Loans, Reverse Mortgages, Jumbo Reverse Mortgages, and Proprietary Reverse Mortgages. We also offer a wide variety of alternative mortgage loans including Stated Income loans (a/k/a NonQualified loans), Bank Statement loans, Asset Depletion loans and more. And if you’re financing rental properties, we offer Debt Service Coverage Ratio and No-Ratio loans.


Reverse Mortgages

Now you can use your home equity to enjoy retirement, increase your liquid assets, pay off expenses or debt, help family members, purchase a new property or travel. A Reverse Mortgage offers an easy way to “unfreeze” your equity and make your money work for you in other ways.


Jumbo Reverse Mortgages

Borrow beyond the FHA Reverse Mortgage limit of $800,000 with a Jumbo Reverse Mortgage. Truss Financial has access to lenders that offer low interest rates on Proprietary Reverse Mortgages and Jumbo Reverse Mortgages with loan amounts up to $4 Million.

Realtor iPad

Do you need a Jumbo or Super Jumbo Mortgage?

If you’re in California or a similarly high-value real estate market, your home is likely worth more than $800,000. FHA-insured mortgages are capped around $800k and are only available on FHA-approved properties. This prevents many borrowers from getting the home loan they need to keep rates and fees as low as possible.The good news is that Jumbo Mortgages and Super Jumbo Mortgages are available through Truss Financial in amounts up to $10 million. Talk to Truss about your Jumbo Mortgage and how we can make it fit your finances and your lifestyle.



Built by entrepreneurs for entrepreneurs™

Jeff Miller and Jason Nichols created Truss Financial Group to help clients avoid the disappointments they themselves had experienced as self-employed real estate investors. After the financial crisis of 2008, and in the wake of greater government regulation of traditional banks, Jeff and Jason got tired of applying for mainstream mortgages, getting denied, and resorting to hard money loans at high rates.

They solved their own problem by bringing together a group of non-traditional banks and financial funds specifically to support the self-employed and real estate investors. Now with decades of experience and an expert mortgage lending team, you won’t find advisors with a greater ability to help you qualify for the loan you need at the lowest possible rate.

“Like most people I got hit hard by the financial crisis. With a short sale on my record, Wells Fargo, Bank of America, and Chase wouldn't write me a loan. But my real estate agent referred me to Truss Financial and they helped me qualify.”
business man
“I have excellent credit and income, and have been banking with Bank of America for over 20 years. When I needed a loan quickly, B of A couldn’t fund it fast enough. I turned to Truss and Jeff got the loan funded in 15 days.”
business woman
“I’m self-employed and wanted to buy an investment property. I was declined by multiple banks because my tax returns don’t show enough income. My CPA referred me to Truss because they could use my business bank statements to qualify. So glad I made the call, because they got me approved.”
business man

Qualify Today For Your Jumbo Mortgage

✔ Loan Amounts up to $10 Million

✔ Jumbo and Super Jumbo Mortgages from Non-FHA lenders

✔ Maximize your Borrowing Power

✔ Interest Only Loans Available

✔ Lowest Rates and Fees