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Super Jumbo Mortgages

Jumbo Mortgages

Jumbo Estate

What is a Jumbo Loan and do you need one?

Rapidly rising home values in California’s hottest markets have made million-dollar Jumbo Mortgages and multi-million dollar Super Jumbo Mortgages surprisingly common. Qualifying for and closing high-dollar mortgages requires specialized lending experience, and Truss Financial is here to help. We make the process of qualifying and closing your loan fast, smooth and painless. And if, for any reason, you’re unable to qualify for a conventional mortgage, we offer a full range of alternative mortgage options at the lowest available rates.

Truss offers the widest variety of loans, rates and terms, including interest‑only, fixed and adjustable‑rate loans.

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A Jumbo Mortgage sounds big, but it’s become standard.

Any home loan above the FHA lending limit (currently $822,375 in most California counties) or which doesn’t meet conventional guidelines, is likely to be labeled a Jumbo or Super Jumbo loan.We'll help you find the ideal Jumbo loan at the lowest rates, even if your financial picture is unusual or more complex than traditional banks require. We are creative problem-solvers with the tools to get you approved with low rates and monthly payments you can afford.

Talk to a Truss loan officer and see how we make Jumbo Mortgages feel like “no big deal.” 

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TrussFinancial:
Proudly recognized as a Best Mortgage Lender for the self-employed and real estate investors

We offer a wide array of home loans for the self-employed, real estate investors and retirees. Conventional Jumbo and Super Jumbo Loans, Reverse Mortgages, Jumbo Reverse Mortgages, and Proprietary Reverse Mortgages. We also offer a wide variety of alternative mortgage loans including Stated Income loans (a/k/a NonQualified loans), Bank Statement loans, Asset Depletion loans and more. And if you’re financing rental properties, we offer Debt Service Coverage Ratio and No-Ratio loans.

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Reverse Mortgages

Now you can use your home equity to enjoy retirement, increase your liquid assets, pay off expenses or debt, help family members, purchase a new property or travel. A Reverse Mortgage offers an easy way to “unfreeze” your equity and make your money work for you in other ways.
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Jumbo Reverse Mortgages

Borrow beyond the FHA Reverse Mortgage limit of $800,000 with a Jumbo Reverse Mortgage. Truss Financial has access to lenders that offer low interest rates on Proprietary Reverse Mortgages and Jumbo Reverse Mortgages with loan amounts up to $4 Million.
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Do you need a Jumbo or Super Jumbo Mortgage?
If you’re in California or a similarly high-value real estate market, your home is likely worth more than $800,000. FHA-insured mortgages are capped around $800k and are only available on FHA-approved properties. This prevents many borrowers from getting the home loan they need to keep rates and fees as low as possible.The good news is that Jumbo Mortgages and Super Jumbo Mortgages are available through Truss Financial in amounts up to $10 million. Talk to Truss about your Jumbo Mortgage and how we can make it fit your finances and your lifestyle.

Built by entrepreneurs for entrepreneurs™

Jeff Miller and Jason Nichols created Truss Financial Group to help clients avoid the disappointments they themselves had experienced as self-employed real estate investors. After the financial crisis of 2008, and in the wake of greater government regulation of traditional banks, Jeff and Jason got tired of applying for mainstream mortgages, getting denied, and resorting to hard money loans at high rates.

They solved their own problem by bringing together a group of non-traditional banks and financial funds specifically to support the self-employed and real estate investors. Now with decades of experience and an expert mortgage lending team, you won’t find advisors with a greater ability to help you qualify for the loan you need at the lowest possible rate.

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See what our clients say about us

We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.

First-Time Homebuyers' Delight

Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.

Robert F.

San Tan Valley, AZ, Software Engineer

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Great for Bank Statement Loans

I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.

Berj F.

Concord, CA, Business Owner

Personalized Service

"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."

Howard L.

CA, Real Estate Investor

Cash-Out Refinance Made Easy

Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.

RealEstateLady 1.

Sandy, OR, Real Estate Broker

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Exceptional for Self-Employed

After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.

Baird K.

New York, NY, Small Business Owner and Real Estate Investor

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Innovative Solutions for Self-Employed

Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.

Jason M.

Rancho Cucamonga, CA, Self-Employed Individual

Qualify Today For Your Jumbo Mortgage

  • Loan Amounts up to $10 Million
  • Jumbo and Super Jumbo Mortgages from Non-FHA lenders
  • Maximize your Borrowing Power
  • Interest Only Loans Available
  • Lowest Rates and Fees