Rapidly rising home values in California’s hottest markets have made million-dollar Jumbo Mortgages and multi-million dollar Super Jumbo Mortgages surprisingly common. Qualifying for and closing high-dollar mortgages requires specialized lending experience, and Truss Financial is here to help. We make the process of qualifying and closing your loan fast, smooth and painless. And if, for any reason, you’re unable to qualify for a conventional mortgage, we offer a full range of alternative mortgage options at the lowest available rates.
Truss offers the widest variety of loans, rates and terms, including interest‑only, fixed and adjustable‑rate loans.
Any home loan above the FHA lending limit (currently $822,375 in most California counties) or which doesn’t meet conventional guidelines, is likely to be labeled a Jumbo or Super Jumbo loan.
We'll help you find the ideal Jumbo loan at the lowest rates, even if your financial picture is unusual or more complex than traditional banks require. We are creative problem-solvers with the tools to get you approved with low rates and monthly payments you can afford.
Talk to a Truss loan officer and see how we make Jumbo Mortgages feel like “no big deal.”
Now you can use your home equity to enjoy retirement, increase your liquid assets, pay off expenses or debt, help family members, purchase a new property or travel. A Reverse Mortgage offers an easy way to “unfreeze” your equity and make your money work for you in other ways.
Borrow beyond the FHA Reverse Mortgage limit of $800,000 with a Jumbo Reverse Mortgage. Truss Financial has access to lenders that offer low interest rates on Proprietary Reverse Mortgages and Jumbo Reverse Mortgages with loan amounts up to $4 Million.
If you’re in California or a similarly high-value real estate market, your home is likely worth more than $800,000. FHA-insured mortgages are capped around $800k and are only available on FHA-approved properties. This prevents many borrowers from getting the home loan they need to keep rates and fees as low as possible.The good news is that Jumbo Mortgages and Super Jumbo Mortgages are available through Truss Financial in amounts up to $10 million. Talk to Truss about your Jumbo Mortgage and how we can make it fit your finances and your lifestyle.
Jeff Miller and Jason Nichols created Truss Financial Group to help clients avoid the disappointments they themselves had experienced as self-employed real estate investors. After the financial crisis of 2008, and in the wake of greater government regulation of traditional banks, Jeff and Jason got tired of applying for mainstream mortgages, getting denied, and resorting to hard money loans at high rates.
They solved their own problem by bringing together a group of non-traditional banks and financial funds specifically to support the self-employed and real estate investors. Now with decades of experience and an expert mortgage lending team, you won’t find advisors with a greater ability to help you qualify for the loan you need at the lowest possible rate.
