Super Jumbo Mortgages
Jumbo Mortgages
What is a Jumbo Loan and do you need one?
Rapidly rising home values in California’s hottest markets have made million-dollar Jumbo Mortgages and multi-million dollar Super Jumbo Mortgages surprisingly common. Qualifying for and closing high-dollar mortgages requires specialized lending experience, and Truss Financial is here to help. We make the process of qualifying and closing your loan fast, smooth and painless. And if, for any reason, you’re unable to qualify for a conventional mortgage, we offer a full range of alternative mortgage options at the lowest available rates.
Truss offers the widest variety of loans, rates and terms, including interest‑only, fixed and adjustable‑rate loans.
A Jumbo Mortgage sounds big, but it’s become standard.
Any home loan above the FHA lending limit (currently $822,375 in most California counties) or which doesn’t meet conventional guidelines, is likely to be labeled a Jumbo or Super Jumbo loan.We'll help you find the ideal Jumbo loan at the lowest rates, even if your financial picture is unusual or more complex than traditional banks require. We are creative problem-solvers with the tools to get you approved with low rates and monthly payments you can afford.
Talk to a Truss loan officer and see how we make Jumbo Mortgages feel like “no big deal.”
TrussFinancial:
Proudly recognized as a Best Mortgage Lender for the self-employed and real estate investors
We offer a wide array of home loans for the self-employed, real estate investors and retirees. Conventional Jumbo and Super Jumbo Loans, Reverse Mortgages, Jumbo Reverse Mortgages, and Proprietary Reverse Mortgages. We also offer a wide variety of alternative mortgage loans including Stated Income loans (a/k/a NonQualified loans), Bank Statement loans, Asset Depletion loans and more. And if you’re financing rental properties, we offer Debt Service Coverage Ratio and No-Ratio loans.
Reverse Mortgages
Jumbo Reverse Mortgages
Do you need a Jumbo or Super Jumbo Mortgage?
Built by entrepreneurs for entrepreneurs™
Jeff Miller and Jason Nichols created Truss Financial Group to help clients avoid the disappointments they themselves had experienced as self-employed real estate investors. After the financial crisis of 2008, and in the wake of greater government regulation of traditional banks, Jeff and Jason got tired of applying for mainstream mortgages, getting denied, and resorting to hard money loans at high rates.
They solved their own problem by bringing together a group of non-traditional banks and financial funds specifically to support the self-employed and real estate investors. Now with decades of experience and an expert mortgage lending team, you won’t find advisors with a greater ability to help you qualify for the loan you need at the lowest possible rate.
See what our clients say about us
We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.
First-Time Homebuyers' Delight
Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.
Robert F.
San Tan Valley, AZ, Software Engineer
Great for Bank Statement Loans
I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.
Berj F.
Concord, CA, Business Owner
Personalized Service
"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."
Howard L.
CA, Real Estate Investor
Cash-Out Refinance Made Easy
Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.
RealEstateLady 1.
Sandy, OR, Real Estate Broker
Exceptional for Self-Employed
After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.
Baird K.
New York, NY, Small Business Owner and Real Estate Investor
Innovative Solutions for Self-Employed
Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.
Jason M.
Rancho Cucamonga, CA, Self-Employed Individual
Qualify Today For Your Jumbo Mortgage
- Loan Amounts up to $10 Million
- Jumbo and Super Jumbo Mortgages from Non-FHA lenders
- Maximize your Borrowing Power
- Interest Only Loans Available
- Lowest Rates and Fees