Jumbo Reverse Mortgages

Proprietary Reverse Mortgages




A time-tested way to turn your house or condo equity into cash.

If you’re 55 or older, Reverse Mortgages are a time-tested way to pay off other debt, handle unforeseen expenses, purchase another property, or simply live life to the fullest, worry-free.
Truss Financial specializes in innovative, alternative mortgages, including Reverse Mortgages, Proprietary Reverse Mortgages and Jumbo Reverse Mortgages. We can help you tap the equity in your home and have it PAY YOU instead of the other way around. 

Access the full amount in a lump sum payment or take payments over time.

Jumbo Reverse Mortgages from private non-FHA lenders in amounts up to $6 million.

Most reverse mortgages are insured by the Federal Housing Administration (FHA). Their programs only let you borrow against FHA-approved properties with a current limit around $800,000.
Unfortunately, that limit is quite low for markets like California, where home values trend much higher than the national average. Homeowners in these hot real estate markets often need a mortgage beyond the FHA limit — typically called a “jumbo.”

As a Top 10 Reverse Mortgage company, let Truss Financial Group help you maximize your borrowing potential at very favorable rates.


Proudly recognized as a Best Mortgage Lender for retirees and the self-employed

We offer a wide array of home loans for the self-employed, real estate investors and retirees. Alternative mortgage loans including Stated Income loans (a/k/a NonQualified loans), Bank Statement loans, Asset Depletion loans, Reverse Mortgages, Jumbo Reverse Mortgages, Proprietary Reverse Mortgages and more. And if you’re financing rental properties, we offer Debt Service Coverage Ratio and No-Ratio loans.


Reverse Mortgages

Now you can use your home equity to enjoy retirement, increase your liquid assets, pay off expenses or debt, help family members, purchase a new property or travel. A Reverse Mortgage offers an easy way to “unfreeze” your equity and make your money work for you in other ways.


Jumbo Reverse Mortgages

Borrow beyond the FHA Reverse Mortgage limit of $800,000 with a Jumbo Reverse Mortgage. Truss Financial has access to lenders that offer low interest rates on Proprietary Reverse Mortgages and Jumbo Reverse Mortgages with loan amounts up to $4 Million.


In Retirement: Are You Living Life to the Fullest?

Elaine and Jack both retired in their late Sixties, and they soon realized their pension, social security and investment income wasn’t generating enough cash to handle unforeseen expenses and seize opportunities.After helping their daughter with a major medical expense, they didn’t have the liquidity needed to purchase a vacation investment property and to travel. A Reverse Mortgage solved their problem, taking the money locked up in their single largest asset and freeing it up for them to make the most of life with less stress.


Do you need a Jumbo Reverse Mortgage?

If you’re in California or a similarly high-value real estate market, your home is likely worth more than $800,000. FHA-insured reverse mortgages are capped at $800k and are only available on FHA-approved properties, This prevents many borrowers from maximizing the borrowing potential from their home equity. The good news is that Jumbo Reverse Mortgages are available from alternative lenders in amounts up to $4 million. If your home is equity-rich, talk to Truss about what a Jumbo Reverse Mortgage can mean to your personal finances and your lifestyle.



Built by entrepreneurs for entrepreneurs™

Jeff Miller and Jason Nichols created Truss Financial Group to help clients avoid the disappointments they themselves had experienced as self-employed real estate investors. After the financial crisis of 2008, and in the wake of greater government regulation of traditional banks, Jeff and Jason got tired of applying for mainstream mortgages, getting denied, and resorting to hard money loans at high rates.

They solved their own problem by bringing together a group of non-traditional banks and financial funds specifically to support the self-employed and real estate investors. Now with decades of experience and an expert mortgage lending team, you won’t find advisors with a greater ability to help you qualify for the loan you need at the lowest possible rate.

“Like most people I got hit hard by the financial crisis. With a short sale on my record, Wells Fargo, Bank of America, and Chase wouldn't write me a loan. But my real estate agent referred me to Truss Financial and they helped me qualify.”
business man
“I have excellent credit and income, and have been banking with Bank of America for over 20 years. When I needed a loan quickly, B of A couldn’t fund it fast enough. I turned to Truss and Jeff got the loan funded in 15 days.”
business woman
“I’m self-employed and wanted to buy an investment property. I was declined by multiple banks because my tax returns don’t show enough income. My CPA referred me to Truss because they could use my business bank statements to qualify. So glad I made the call, because they got me approved.”
business man

Qualify Today For Your Reverse Mortgage

✔ Loan Amounts up to $4 Million

✔ Jumbo Reverse Mortgages from Non-FHA lenders

✔ Get Proceeds in a Lump sum or Monthly Payments

✔ Top 10 Reverse Mortgage Lender

✔ Low Rates to Maximize Your Borrowing Potential