Truss Financial Group Blog

Learn about stated income, bank statement, and DSCR mortgages with the Truss Financial Group blog

The Resurgence of No-Doc Mortgages in 2023: Challenges, Risks, and How to Successfully Apply

In the realm of home buying, a stated income mortgage, or "no-doc" mortgage, used to be a popular...

Unraveling the Mystery: A Deep Dive into No Doc Mortgages and Similar Products

In the ever-evolving landscape of home financing, navigating the myriad mortgage products can be...

Interest Rates for Bank Statement Loans

The home loan market is filled with a variety of options designed to meet the unique needs of...

Securing a Mortgage as a Self-Employed Individual: Understanding Bank Statement Mortgages

Being self-employed has its perks, but it can also come with its share of challenges. One of the...

HELOC vs. Cash-Out Refinance: Which Option is Right for You?

Homeowners looking to tap into their home equity for various reasons, such as consolidating debt,...

Asset Depletion Mortgages – A Guide for High-Net-Worth Borrowers

An asset depletion mortgage, also known as an asset-based mortgage or asset dissipation loan, is a...

The Freelancer's Path to Homeownership: How to Successfully Apply for a 12-Month Bank Statement Mortgage

A 12-month bank statement mortgage is a type of home loan designed for self-employed borrowers,...

Securing a HELOC Using Bank Statements: A Flexible Alternative to Traditional Documentation

The traditional mortgage application process typically requires extensive documentation, including...

Investing in Your Future: Leveraging Rental Income with a DSCR Loan to Build Wealth through Real Estate

Investing in rental properties is a great way to build wealth over time, but it can also require a...

Maximizing the Benefits of the Employee Retention Credit for Your Business

Employee retention has always been a critical aspect of any business's success. But during the...