Debt Consolidation Refinance with A High high debt-to-income ratio (DTI)
A high debt-to-income ratio (DTI) can make it difficult to qualify for a mortgage. A DTI is...
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Investment Rental Property Loans
Are you entertaining dreams of becoming a real estate mogul and you figure rental property...
Self-Employed? Here’s How to Increase Your Chances for a Home Loan Approval
Owning your own business and/or being self-employed can really have some sweet benefits. Feel like...
What is an Asset Depletion Mortgage?
Southern California is loaded with high net worth individuals. Many living off the income generated...
Bank Statement Loans and Refinancing: Learn How for Self-Employed Workers
I’ve written about bank statement loans quite a bit on this blog. Like this blog post. Or this one....
Using Your Assets to Qualify for a Loan | Asset Depletion Mortgage
An asset utilization loan may very well blow your mind. Ever heard of it? While it may be new to...
Bank Statement Loans: A Solution for Small Business Owners
The COVID-19 pandemic brought a lot of changes to life around the world. Masks, travel...
Mortgages for the Self-Employed: What You Need to Know
According to the U.S. Small Business Administration there are over 31 Million small businesses in...
The Basics of a No-Doc Loan and Mortgage Options Without Income Verification
When applying for a traditional mortgage from a big bank, borrowers have to follow a very tedious...
Bank Statement Loans: The Loan of Choice for the Side Hustle
You may have heard the term “side hustle” from a friend or seen it on Facebook. It’s the other...