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Qualify Today For Your
Self-Employed Mortgage

  • Truss Financial Group is the biggest stated income lender
  • Use bank deposits as income
  • Use your 1099 as income
  • When other's say "NO", we say "YES"
  • Our LO's are trained to listen to your situation and be creative
  • 90% Loan to Value
  • 650 + Credit Score
  • Jumbo Stated Income to $10M
  • No Tax Returns
Speak to a specialist today
888-769-7696

4.6 from 700+ reviews

Group 1171274740

4.6 from 700+ reviews

Group 1171274741

4.6 from 700+ reviews

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30 or 40 Year Terms & Interest Only

Yes, we offer 30 or 40 year fixed mortgages going stated income or using bank statements. You can also throw on an interest only payment for the first 10 years if you wish.

Purchase or Cash-Out Refinance

Yes, take cash-out, just refinance, or buy your next home going stated income! You'll be amazed at just how low these rates are, just above "A Paper" rates.

Never Show Your Tax Return

Seriously, we can careless about your tax return. All we care about is that your business has cash-over the last 12 months and you have decent credit.

See what our clients say about us

We are humbled by the kind words of our clients. And we are happy that we were the ones to help turn their mortgage goals into reality.

First-Time Homebuyers' Delight

Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.

Robert F.

San Tan Valley, AZ, Software Engineer

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Great for Bank Statement Loans

I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.

Berj F.

Concord, CA, Business Owner

Personalized Service

"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."

Howard L.

CA, Real Estate Investor

Cash-Out Refinance Made Easy

Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.

RealEstateLady 1.

Sandy, OR, Real Estate Broker

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Exceptional for Self-Employed

After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.

Baird K.

New York, NY, Small Business Owner and Real Estate Investor

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Innovative Solutions for Self-Employed

Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.

Jason M.

Rancho Cucamonga, CA, Self-Employed Individual