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5-Day 2nd Mortgage (HELOC)
Borrow as much or as little as you need, whenever and for whatever you need it, up to your approved credit limit.
- No Tax Returns needed
- No appraisal
- Only provide the last 3-months of deposit history
- Primary residence
- Investment property
- Second homes
- Stand-alone 2nd mortgage
- Use personal bank statements
- 85% Combined Loan to Value
- 660 + Credit Score
- Loan Amounts $50K - $500K
- Starting rate: 8.75%
Trusted by 1,460 people
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30 or 40 Year Terms & Interest Only
Yes, we offer 30 or 40 year fixed mortgages going stated income or using bank statements. You can also throw on an interest only payment for the first 10 years if you wish.
Purchase or Cash-Out Refinance
Yes, take cash-out, just refinance, or buy your next home going stated income! You'll be amazed at just how low these rates are, just above "A Paper" rates.
Never Show Your Tax Return
Seriously, we can careless about your tax return. All we care about is that your business has cash-over the last 12 months and you have decent credit.
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4.6/5 from 130+ reviews
4.9/5 from 30+ reviews
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4.4/5 from 45+ reviews
See what our clients say about us
First-Time Homebuyers' Delight
Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.
Great for Bank Statement Loans
I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.
Personalized Service
"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."
Cash-Out Refinance Made Easy
Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.
Exceptional for Self-Employed
After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.
Innovative Solutions for Self-Employed
Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.
Talk to a HELOC expert
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