Debt Service Coverage Ratio (DSCR)

Largest DSCR Lender


✅  Purchase or Cash-Out

✅  Just use rental income to qualify

✅  Airbnb's, OK

✅  Unlimited properties, OK

✅  Irrevocable Trust, OK

✅  Fund into a LLC, OK

✅  Non-warrantable condo's, OK

✅  Minimal reserves needed

✅  1-50 units, OK

✅  No personal income needed

✅  Just need 650+ FICO

✅  $150K - $30M loan amounts


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Investment property mortgage

Ready to get your DSCR loan?

Unlimited Financed Properties

Real estate investors find it so easy to buy or refinance with Truss. Imagine not having to submit rental agreements, homeowners insurance, and more for each property you own.

Irrevocable Trust Vesting

Yes, we'll close your residential investment properties into an irrevocable trust.  

Never Show Your Tax Return

Seriously, we can careless about your tax return. All we care about is the rental income covering the debt service.  If you have more than 25% equity in the home, then we don't care about rental income covering the debt.

*Rate/APR is based on a 760 credit score, 50% LTV, no cash out, loan amount of $397,000, on a 7/1 ARM amortized over 30 years. Effective 10/12/2022. NMLS: 2006915
The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. Truss Financial Group, LLC can offer DSCR loans in the following States: AL, AK, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, WA, WV, WI, WY, and is subject to change.