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Get cash fast with a Home Equity Line of Credit (HELOC)
Borrow as much or as little as you need, whenever and for whatever you need it, up to your approved credit limit.
- No appraisal needed
- No tax returns needed
- Soft credit pull only for pre-approval
- Loan amounts $50K - $500K
- Primary residence, 2nd home, Investment property
- As much as 85% loan to value
- Credit score as low as 660
- Soft credit pull to show rate & terms
Trusted by 1,460 people
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What is HELOC?
If you own your home, you're sitting on equity that doesn't have to stay locked up. A HELOC (Home Equity Line of Credit) lets homeowners turn that equity into a flexible credit line you can tap whenever you need it, without refinancing your existing mortgage. Borrow up to your approved limit, pay interest only on what you actually use, and access cash for whatever life throws at you — renovations, debt consolidation, investments, or unexpected expenses.
- Easy to qualify
- Use it for whatever you need it
- Consolidate debt
- Only pay interest on what you borrow
- Fast approval with 81% chance
- No tax returns
- Handle unexpected expenses
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4.6/5 from 130+ reviews
4.9/5 from 30+ reviews
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4.4/5 from 45+ reviews
See what our clients say about our HELOCs
First-Time Homebuyers' Delight
Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.
Great for Bank Statement Loans
I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.
Personalized Service
"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."
Cash-Out Refinance Made Easy
Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.
Exceptional for Self-Employed
After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.
Innovative Solutions for Self-Employed
Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.
Talk to a HELOC expert
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