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Simplify Your Mortgage with a Asset Depletion Loan
Get Approved for a Home Loan Using Your Assets—Perfect for the High Net-worth
- Purchase, refinance, or take cash-out
- No tax returns needed
- 3-month brokerage statement program
- 12-month brokerage statement program
- 3-month bank statement program
- 12-month bank statement program
- As much as 90% loan to value
- Credit score as low as 650
- We Also Offer "Stated Income" Mortgages
Trusted by 1,460 people
What is a Asset Depletion Loan?
It’s a common problem for people with high net worth, but low taxable income. That’s because the Dodd-Frank Act requires borrowers at traditional banks to show high taxable income to prove their ability to repay.Truss Financial Group works with alternative banks and funds that can write you a mortgage where you qualify based only on your assets. It’s called an Asset Dissipation or Asset Depletion Mortgage.
- Easy to qualify
- Minimum of 3 months of bank statements
- Consolidate debt
- Credit score as low as 650
- Fast approval with 81% chance
- No tax returns
- Use business or personal bank statements
- 12-month brokerage statement program
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4.6/5 from 130+ reviews
4.9/5 from 30+ reviews
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4.4/5 from 45+ reviews
See what our clients say about our asset depletion loans
First-Time Homebuyers' Delight
Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.
Great for Bank Statement Loans
I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.
Personalized Service
"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."
Cash-Out Refinance Made Easy
Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.
Exceptional for Self-Employed
After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.
Innovative Solutions for Self-Employed
Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.
Talk to a asset depletion loan expert
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