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Mortgage Solutions Tailored for the Self-Employed
Empowering Self-Employed Borrowers with Flexible Home Loans!
- Purchase, refinance, or take cash-out
- We are one of the biggest self-employed lenders
- No tax returns needed
- Go "no doc" or use bank statements
- As much as 90% loan to value
- Credit score as low as 650
- Our LO's are trained to listen to your situation and be creative
- Perfect for 1099, gig workers, and self-employed borrowers
Trusted by 1,460 people
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What is a Self-Employed Mortgage?
A Self-Employed Mortgage is tailored for individuals who run their own business or work as freelancers. Traditional mortgage lenders often rely on W-2s and pay stubs for income verification. Instead, these mortgages allow for alternative documentation, such as bank statements, profit and loss statements, and other financial records, to demonstrate income.
Our Self-Employed Mortgages offer flexible income verification and competitive rates, making it easier for entrepreneurs and freelancers to secure the financing they need to purchase or refinance a home.
- Easy to qualify
- Consolidate debt
- Credit score as low as 650
- Fast approvals
- No tax returns
- Use business or personal bank statements
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4.6/5 from 130+ reviews
4.9/5 from 30+ reviews
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4.4/5 from 45+ reviews
See what our clients say about our self-employed loans
First-Time Homebuyers' Delight
Suzie and the Truss Financial Group exceeded our expectations in securing our mortgage as first-time homebuyers. Suzie's expertise and guidance made the potentially daunting process incredibly smooth and manageable.
Great for Bank Statement Loans
I did a bank statement income loan and it chose to not include some deposits. This is just a heads up, not a complaint. Truss is definitely a good company, and I would ABSOLUTELY work with them again. Marcus was honest and helpful throughout the process.
Personalized Service
"I am more than pleased to work with Delania Tak and would confidently recommend her to anyone seeking reliable assistance in securing a loan. Her commitment to excellence and personalized care make her an exceptional choice."
Cash-Out Refinance Made Easy
Thank you so much to Guillermo Correa and Truss Financial. They made doing my cash-out refinance a piece of cake! The interest rate was much lower than other lenders I checked with. The fees were reasonable, and the timeline was very smooth.
Exceptional for Self-Employed
After months of struggling with other lenders, Paul at Truss Financial made it easy to complete a cash-out refinance of a new primary residence. As a small business owner and real estate investor, my income situation is complicated but Paul was able to guide me through the process with relative ease.
Innovative Solutions for Self-Employed
Garrett Jimenez was super creative and helpful every step of the way. Being self-employed makes getting a loan difficult. But he found ways to overcome each and every hurdle and really hit a home run for us.
Talk to a self-employed loan expert
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