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EPISODE 30: Why Your CPA and Mortgage Lender May Disagree About Your Income
Truss Talk
Have you ever sat down with your CPA, celebrated a brilliant tax strategy that saved you thousands, and then walked into a mortgage bank only to be told you don't make enough money to qualify? It’s one of the most frustrating experiences for self-employed business owners and real estate investors and it happens every day.
In this episode of The Truss Talk owned by Truss Financial Group, Jeff Miller (CEO) and Jason Nichols (CMO) explain why your CPA and your mortgage underwriter look at the exact same financial documents and arrive at radically different numbers. They break down the fundamental conflict between minimizing tax liability and demonstrating qualifying income, reveal non-cash "addbacks" like depreciation that can restore your borrowing power, and outline how Non-QM products (like Bank Statement and DSCR loans) solve the write-off paradox.
Before you file your next tax return or apply for a mortgage, tune in to learn how to align your CPA’s tax strategy with your lender’s underwriting requirements so you never get caught off guard.
Self-employed or investing in real estate and want to see how a specialized lender evaluates your true qualifying income? Connect with our team to explore your options without affecting your credit score:
Call us at : +1 888-878-7715
Website: trussfinancialgroup.com
Fill the form at: trussfinancialgroup.com/contact
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