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Truss Talk
Real strategies for self-employed borrowers, real estate investors, and homeowners looking to unlock their equity. Hosted by the team at Truss Financial Group, each episode breaks down the lending programs, market shifts, and financial tactics that traditional banks won't tell you about — from DSCR and bank statement loans to HELOCs, reverse mortgages, and retirement-smart financing options for seniors. No fluff. No jargon walls. Just the insights that move the needle.
All Episodes
Episode 37: 5 Questions Homeowners Should Ask Before Borrowing Against Their Equity
Borrowing against your home starts with knowing what the money is for and how you’ll pay it back. The amount available is only one part of that decision. In this episode of Truss Talk, Jeff Miller (CEO) and Jason Nichols (CMO) walk through five questions homeowners should answer before accessing their equity. They discuss affordability as payments change, the risk of falling home values, and how new debt fits with future financial plans. They also explain why a specific borrowing purpose and a written payoff plan matter before committing to a HELOC or another equity loan. Thinking about using your home equity? Connect with our team to review your options and what the payments could look like without pressure: Toll-Free Phone: +1 888-878-7715 Website: trussfinancialgroup.com Fill your enquiry here: trussfinancialgroup.com/contact-2.png)
The Pros and Cons of a Reverse Mortgage
Using home equity without selling can help with retirement expenses. Before choosing a reverse mortgage, though, homeowners need to understand the costs and what they’ll still be responsible for. In this episode of Truss Talk, Jeff Miller (CEO) and Jason Nichols (CMO) walk through the benefits and drawbacks. They explain how payout options work, what having no required monthly principal-and-interest payment means, and why the loan balance grows over time. They also cover upfront costs, ongoing taxes and insurance, and protections for heirs under a federally insured HECM. The discussion looks at how your plans for the home and the equity you hope to leave your family can shape the decision. Considering a reverse mortgage? Connect with our team to talk through whether it fits your situation without pressure: Toll-Free Phone: +1 888-878-7715 Website: trussfinancialgroup.com Fill your enquiry here: trussfinancialgroup.com/contact
Short-Term Rental vs Long-Term Rental Investments: Pros and Cons
Higher booking revenue doesn’t always mean a better return. For rental investors, expenses and the time spent managing a property matter just as much as the income it brings in. In this episode of Truss Talk, Jeff Miller (CEO) and Jason Nichols (CMO) compare short-term and long-term rentals. They discuss furnishing and cleaning costs, local rental rules, and the work involved in hosting guests. On the long-term side, they cover tenant screening, missed rent, and vacancies. They also explain how the rental strategy can affect DSCR financing and why the choice should fit your market and how involved you want to be. Planning your first rental purchase or adding to your portfolio? Connect with our team to discuss financing that fits your plans without pressure: Toll-Free Phone: +1 888-878-7715 Website: trussfinancialgroup.com Fill your enquiry here: trussfinancialgroup.com/contact-1.png)
Episode 34: Can Business Owners Use Assets or Reserves to Strengthen a Mortgage File?
For business owners, income on a tax return may tell only part of the story. Savings and investments can also matter when applying for a mortgage. In this episode of Truss Talk, Jeff Miller (CEO) and Jason Nichols (CMO) explain how reserves and asset depletion may strengthen a mortgage file. They discuss the money left after closing, how certain programs calculate qualifying income from eligible assets, and the requirements for using business funds. They also cover the account statements and preparation needed to present those assets clearly. Want to know how your assets could support your mortgage application? Connect with our team to review your options without pressure: Toll-Free Phone: +1 888-878-7715 Website: trussfinancialgroup.com Fill your enquiry here: trussfinancialgroup.com/contact