Bob Viscount

Can a self-employed person get a mortgage?

The mortgage process can be difficult.  Like trying to interpret the movie Inception.  By the time...

what is a bank statement loan?

Back in high school, CliffsNotes were all the rage.  They provided a summary of books so you got...

Conventional Mortgage Alternative: Debt-Service Coverage Ratio (DSCR)

Here at A Nightmare on Loan Street Blog, we delve deep into the realm of alternative lending.  That...

Investor Lending: The Debt Service Coverage Ratio Examples

Let’s chat about the Debt Service Coverage Ratio.  First, it’s known on the streets as the DSCR, so...

Getting a mortgage while self-employed

You’ve been reading up on stated income mortgages, and the search results are not good.  Your...

proof of income for mortgage self employed

There are a lot of people out there seeking a mortgage that don’t qualify based on the documents...

Self-Employed Can Expect Less Paperwork for Mortgages

Picture this…it’s 2016, and you just finished watching Stranger Things.  Whoa.  Between the 80s...

Timeline for a Stated Income Mortgage

The process of applying for a loan and getting approved has a lot of steps.  The last sentence...

Mortgages Without Income Verification

If you’re self-employed or work in a cash business, applying for a mortgage can be a huge...

How to Refinance a Rental Property | Truss Financial Group

If you own a rental property, and you’re thinking of refinancing, how exactly does this work?  Why...