Bob Viscount

Self-Employed Mortgages With No Tax Returns

That’s quite a headline, right?  Well, it’s true.  There are non-QM loans available where self-employed workers can qualify with no tax returns.  How is such a thing possible?  I’m glad you asked.  There’s an alternative to conventional loans called bank statement loans that use 12-24 months of bank statements as the cornerstone of a borrower’s application.  Let’s discuss.

Top Reasons for a Bank Statement Loan

Bank statement loans offer a viable alternative if the borrower cannot qualify for a traditional...

Frequently Asked Questions About Bank Statement Loans

Bank statement loans are type of loan that uses 12-24 months of a borrower’s bank statements, not...

Bank Statement Loans for the Self-Employed

Bank statement loans are the financial tool you may not have known you needed.  If you’re...

More Common Than You Think: Bank Statement Loans

Looking for a loan but your W2 doesn’t reflect your actual wealth?  Work for yourself or own a...

How to get a mortgage when you're self-employed

Mortgages for the self-employed can be daunting.  Small business owners and entrepreneurs are...

The Nightmares on Loan Street: Volume 1

Real estate investments can be a wild ride.  They offer a lot of risk, the potential for a lot of...

Understanding Debt to Income Ratio (DTI)

Is the terminology of the mortgage process making your head spin?  If you’re out there looking at...

Stated Income Mortgages for the Self-Employed

If you are self-employed and looking for a mortgage, don’t get discouraged.  There’s hope thanks to...